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Enrollment Periods

IMPORTANT: Medicare beneficiaries affected by the Oregon wildfires are eligible for a Special Enrollment Period (SEP) through January 31, 2021 that gives them an extended opportunity to add, drop or change their Medicare health and prescription drug plan in the event they were eligible for another election period and were unable to make an election because of the wildfires. See details below.

You are eligible for this SEP if you:

  • Reside in Douglas, Jackson, Josephine, Klamath or Marion Counties
  • Had a valid enrollment period at the time of the incident period (such as the Fall AEP or other special opportunity); and
  • Did not enroll or make a change during that other enrollment period.

*In addition, the SEP is available to those individuals who don’t live in the affected areas but rely on help making healthcare decisions from friends or family members who live in the affected areas.

If you are eligible for this SEP or one of the election periods listed on this page and want to enroll, select this link below!

Enroll in a 2021 Plan

When Can I Enroll?

Initial Enrollment Period (IEP)

You can sign up for a Medicare Advantage Plan during the 7-month period that begins 3 months before the month you turn 65 and ends 3 months after the month you turn 65. You must be enrolled in Medicare Part B to be eligible to enroll in a Medicare Part C Medicare Advantage Plan.

General Enrollment:

If you don’t sign up for Part A (if you have to buy it) and/or Part B (for which you must pay premiums) during your initial enrollment period, and you don’t qualify for a Special Enrollment Period, you can sign up between January 1st - March 31st each year. Your coverage won’t start until July 1 of that year, and you may have to pay a higher premium for late enrollment in Part B if you don't have prior qualifying coverage.

Annual Election Period (AEP)

The Annual Election period is the most common time of the year to elect plan changes and occurs every year from October 15 - December 7th. If you don't currently have prescription coverage (Part D) you can also elect to add it during this time. If you're happy with your current coverage, you don't need to do anything and will be automatically re-enrolled in your current plan for the next calendar year. Any changes you elect will take effect January 1 of the next calendar year.

You can do any of the following during the Annual Election Period:

  • Change from Original Medicare to a Medicare Advantage Plan.
  • Change from a Medicare Advantage Plan back to Original Medicare.
  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.
  • Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to a Medicare Advantage Plan that offers drug coverage.
  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage.
  • Join a Medicare Prescription Drug Plan.
  • Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan.
  • Drop your Medicare prescription drug coverage completely.

Open Enrollment Period (OEP)

The Open Enrollment Period occurs each year from January - March. The OEP allows beneficiaries who are enrolled in a Medicare Advantage Plan to make a one-time change. Beneficiaries can use the Medicare OEP to:

  • Switch from one Medicare Advantage plan to another Medicare Advantage plan
  • Disenroll from a Medicare Advantage plan and return to Original Medicare, with or without a Part D drug plan

Special Enrollment Periods (SEP)

You can make changes to your Medicare Advantage and Medicare prescription drug coverage when certain events happen in your life, like if you move out of area or you lose other insurance coverage. These changes are called Qualifying Events which makes you eligible for Special Enrollment Period (SEP). Rules about when you can make changes and the type of changes you can make are different for each Qualifying Event.

Special Enrollment Periods include:

  • You change where you live
  • You lose your current coverage
  • You have a chance to get other coverage
  • Your plan changes its contract with Medicare, and
  • Other special situations

For a full list of Qualifying Events go to medicare.gov.